Join Mike Nelson and Bryan Reimer on one of the biggest issues shaping mobility, insurance, and safety today: vehicle data.

We’ll explore how data—from onboard systems, telematics, and video—now determines fault, liability, and even regulatory direction after a crash. Bryan and I will also discuss the challenges around data access and transparency, and how these forces are reshaping claims handling and litigation.

If you work in insurance, law, or mobility technology, this session will offer a unique look at where the data-driven future is headed.

SAE’s Government/Industry Meeting (GIM) is the only place where policymakers, regulatory bodies, academia, and industry leaders can meet in a neutral setting, providing all sides the opportunity to voice their perspectives on key mobility issues and the evolving industry landscape.

This conference is packed with opportunities for formal and informal networking. Don’t miss this unique chance to connect with the individuals who can support your work and help influence the industry’s direction. Join us in Washington!

Registration is FREE for all federal and state government employees. Proof of employment status/ID required for entry.

Event Venue

Walter E. Washington Convention Center
801 Allen Y. Lew PI NW
Washington, DC 20001

In Person & Virtual Meeting: December 8-11, 2025

Meeting Documents

• Tentative Agenda 10/1/2025

NAIC Events App and Website

All registered attendees will receive access to:

• Open hybrid meetings taking place during the Fall National Meeting
• Meeting agendas, materials, summaries, and meeting minutes for all open meetings within ten (10) business days after the conclusion of the national meeting
• Recordings of all open meetings taking place during the Fall National Meeting

Level 3 autonomous driving systems have the potential to improve vehicle and roadway safety while enhancing the in-vehicle experience for drivers. Although vehicles equipped with level 3 capabilities are becoming increasingly prevalent, this technology is not widely understood by policymakers or consumers. Join us on Wednesday, November 19, at 2:30 PM in Washington, DC for a discussion on the state of level 3 autonomous technologies and the unique considerations for regulating level 3 vehicles. This event will explore the basics of level 3 vehicle technologies, novel equipment and design issues, opportunities for public education, and approaches for developing an appropriate regulatory framework. Registration is complimentary.

California’s rate review system is under fire again as Insurance Commissioner Ricardo Lara targets reforms to Proposition 103. His proposed rules would limit attorney fees and require conflict disclosures for consumer advocates like Consumer Watchdog, which has long challenged insurer rate hikes. Supporters say the changes will bring transparency and speed; critics warn they could silence the public’s watchdog.

California’s insurance code allows the public to review rate increase requests from insurers and receive compensation for their efforts. This provision, part of Proposition 103, has frustrated the industry, especially with the current Insurance Commissioner Ricardo Lara wanting to regulate it more strictly. Lara claims that the advocacy group Consumer Watchdog has benefited disproportionately from the process and delayed reviews.

Consumer Watchdog defends its role, stating it has saved consumers billions and has been effective in challenging rate increases. Lara’s proposed changes would limit how many attorneys and experts intervenors can hire and require them to disclose conflicts of interest. The proposals aim to streamline the rate review process and address complaints about lack of transparency and delays. Public comments are being collected, and a hearing is set for November 20.

Tesla Autopilot visualization gets big upgrade with tons of new additions (Joey Klender, 10/13)

Tesla’s Autopilot visualization has been upgraded to better display objects around vehicles, including types of cars, pedestrians, and animals. New renders for vehicles like ambulances, firetrucks, and school buses will be available soon. Tesla is also working on using Unreal Engine for more realistic visualizations.

Tesla under investigation after cars with the self-driving feature drove on the wrong side of the road (The Associated Press, 10/10)

US federal regulators are investigating Tesla’s self-driving feature due to numerous incidents where cars ran red lights or drove incorrectly, causing crashes and injuries. The National Highway Traffic Safety Administration (NHTSA) is examining 58 incidents involving Tesla’s Full Self-Driving (FSD) mode. Critics question if the software works, and there are multiple ongoing investigations regarding Tesla’s safety practices and reporting. Tesla’s stock fell amid concerns over the FSD system’s reliability and competition from other electric vehicle manufacturers.

A New Road Safety Group Targets Self-Driving Cars (Aarian Marshall, 10/15)

A newly formed advocacy organization named SAVE-US (Safe Autonomous Vehicles Everywhere in the U.S.) is pushing for tougher state-level regulations on self-driving cars to prevent public safety from being sacrificed as companies rush to roll out emerging technology. The group’s recommendations include better disclosure of what automated systems can’t do, enhanced transparency in accident data, and requirements for vehicles to use multiple types of sensors rather than relying solely on cameras.

Tesla has become a primary target of SAVE-US, which labels the company “the worst actor in this space” and warns that weak oversight could enable any manufacturer to cut corners dangerously. The organization intends to begin its efforts in major states such as Illinois, New York, and New Jersey, where policy changes would have the most significant influence.

GM to take $1.6 billion charge as tax credit blow muddies EV plans (Utkarsh Shetti, 10/14)

General Motors revealed it will take a $1.6 billion hit to its third quarter earnings as the company reassesses its electric vehicle plans in response to softening market demand and changing federal policies. The charge breaks down into $1.2 billion in non-cash write-downs related to reduced EV production capacity, plus $400 million in costs from cancelled contracts and settlements.

The pivot comes after the elimination of the $7,500 EV tax credit and the easing of emissions regulations, changes that GM believes will dampen the pace of electric vehicle adoption. Although the company insists its existing electric offerings from Chevrolet, GMC, and

Cadillac will stay in production, it cautioned that further financial charges could emerge as it adjusts its operations to align with current market conditions.

• Some Cybertrucks Are Finally Getting FSD (AutoWeek, October 1, 2024)

  Tesla’s Cybertruck has been the only Tesla vehicle that has not been equipped with Tesla’s Full Self-Driving since it was introduced to the market in 2023. However, with Tesla’s most recent software update, Full Self-Driving (Supervised), Tesla has activated the driving assistance feature to some Cybertrucks. The Tesla update, v12.5.5, which many believe to be one of Tesla’s most advanced updates, claims to enhance the driving experience with “more natural lane change decisions” and incorporates the use of AI. Tesla stated, “This is an early access build. You and anyone you authorize must use additional caution and remain attentive. It does not make your vehicle autonomous. Do not become complacent.” FSD (Supervised) has remained an SAE Level 2 driving system, but it appears that Tesla may be trying to move into a “Level 2.5,” as it incorporates advanced features while maintaining the necessary driver attention requirements.

• Tesla, Musk beat shareholder lawsuit over self-driving promises (Reuters, September 30, 2024)

  On Monday, U.S. District Judge Araceli Martinez-Olguin ruled in favor of Tesla and Elon Musk over Tesla shareholders who claimed that the carmaker was overstating the safety and effectiveness of Autopilot and Full Self-Driving in order to increase its stock price. Judge Martinez-Olguin stated that the shareholders were not able to show that Tesla and Musk should be liable for the false promises, but that many of Musk’s statements were addressing future expectations. The judge dismissed the lawsuit without prejudice, but Tesla is still facing investigations from the Department of Justice and the Securities and Exchange Commission, and a lawsuit filed by the California Department of Motor Vehicles, regarding its self-driving claims.

• Safest Electric Cars of 2024 (Kelley Blue Book, September 26, 2024)

  The selection of the safest electric cars of 2024 emphasizes not just critical factors like range and charging time but the paramount importance of safety for family vehicles. The list includes vehicles awarded a Top Safety Pick (TSP) or Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and a five-star rating from the National Highway Traffic Safety Administration (NHTSA). Prioritizing extensive IIHS testing, models awaiting NHTSA evaluation are included based on their anticipated high safety standards. Highlighted models feature a range of advanced safety technologies, including adaptive cruise control, lane-keeping assist, blind-spot monitoring, and emergency braking systems, with top picks being the 2024 Audi Q4 e-tron, Genesis Electrified G80, Hyundai Ioniq 5, and the Rivian R1T, among others. As IIHS continues to assess more models, the roster of recognized safe electric vehicles is expected to expand, underscoring evolving safety benchmarks in the electric vehicle market. The full list can be viewed here.

• Biden administration seeks to ban Chinese, Russian tech in US autonomous vehicles (The Associated Press, September 23, 2024)

  The US Department of Commerce announced on Monday that it is seeking to ban all connected vehicles that have Chinese or Russian technology or software installed beginning in model year 2027 vehicles in an effort to protect national security. The government raised its concerns over microphones, cameras, GPS, and Bluetooth technology that could put American personal information in the hands of a foreign adversary. This concern is more complicated for hardware, which is more laborious to replace, while a vehicle’s software can be changed much quicker.

  “This is not about trade or economic advantage. This is strictly national security action. The good news is right now, we don’t have many Chinese or Russian cars on our road,” stated U.S. Secretary of Commerce Gina Raimondo. 

• Tesla Model Y Inches Closer to Dethroning Ford F-150 As U.S.’ Best-Selling Vehicle (Inside EVs, September 23, 2024)

  The Tesla Model Y is on the verge of becoming America’s top-selling vehicle, building on its global success from last year. Recent data shows the Model Y challenging the Toyota Rav4 and the longstanding leader, the Ford F-150, in new U.S. registrations. Last year, the Model Y ranked fifth in sales, behind the Toyota Rav4, Ram 1500, Chevrolet Silverado, and Ford F-series. Mid-year, it climbed to fourth but now holds nearly 2.6% of new registrations, just shy of the Rav4’s 2.8%. The Model Y’s appeal lies in its ability to meet core consumer needs, reflecting a broader acceptance of EVs among Americans. Despite challenges such as CEO controversies and potential depreciation, Tesla’s reputation for desirable vehicles remains strong. If the Model Y surpasses the Ford F-series, it would mark a significant shift in U.S. automotive preferences, emphasizing SUVs, electrification, and high truck prices influencing buyer decisions.

•  Texas Lawmakers Working on Rules for Autonomous Vehicles (Government Technology, September 19, 2024)

  Texas lawmakers are proposing new regulations for companies operating driverless cars and trucks, such as Waymo, Cruise, and Aurora. State Sen. Robert Nichols emphasized the need for rules to ensure safe use of Texas roads while not stifling innovation. The legislation in the upcoming session will require companies to inform the Texas Department of Motor Vehicles when drivers are removed from vehicles for solo trips. These rules will apply to fleets of driverless cars and trucks, not privately owned vehicles. Lawmakers want to integrate driverless vehicles into existing regulations without disrupting the industry’s progress. The goal is to strike a balance between innovation and public safety, as seen in previous issues with driverless cars causing gridlock in cities like Houston and Austin.

• IIHS study shows drivers more distracted with partial automation systems (CBT News, September 17, 2024)

  The Insurance Institute for Highway Safety (IIHS) has highlighted a worrying trend of increased driver distractions, such as phone use and eating, when using partial automation systems like Tesla’s Autopilot and Volvo’s Pilot Assist. These systems, designed to aid with routine driving through technologies such as sensors and cameras, can inadvertently lead to driver complacency. The IIHS study reveals that drivers often meet only minimal requirements to keep these systems engaged, leading to risky behavior. Despite the potential of these systems to enhance safety, the ease of use may cause excessive reliance on automation. The rise of these technologies has sparked concerns about driver distraction, prompting investigations into related accidents. The IIHS advocates for stronger safeguards and driver engagement to prevent misuse and ensure safety. As the push for automated driving technology intensifies, manufacturers must balance innovation with safety to truly enhance road safety without providing a false sense of security.

• Tesla Semi Crash Required 50000 Gallons of Water, Fire-Fighting Aircraft to Put Out Blaze (Road & Track, September 13, 2024)

  Last month, a Tesla Semi truck crash in California resulted in a significant fire, requiring firefighters to use 50,000 gallons of water to extinguish it. The NTSB announced that air support was called in to drop flame retardant to prevent the fire from spreading to nearby forest areas. The crash involved a Tesla employee driving the truck to a facility in Sparks, Nevada. At the time of the incident, ADAS were purportedly inactive. The crash occurred on Interstate 80 near Lake Tahoe, closing the highway for 14 hours. The truck was monitored for 24 hours post-fire to prevent re-ignition, a risk in lithium-ion fires due to their chemical composition providing all necessary fire elements.

• Tesla Model 3 Prices Dropping Like A ‘Lead Balloon,’ Says Study (Inside EVs, September 10, 2024)

  As the demand for electric vehicles has dropped over the past year in the US, electric cars are depreciating much faster than traditional gas and hybrid vehicles. Resale prices of used electric vehicles dropped 25% over the past year, which means consumers can purchase a high-tech electric vehicle for less than the average price of a used ICE vehicle. In a study published last week by automotive research firm, iSeeCars, the prices of the Tesla Model 3, Nissan Leaf, Hyundai Kona Electric, and Kia Niro EV have been dropping six times faster than ICE vehicles over the past year.

  “The substantial drop in EV prices over the past year appears to have brought them in line with demand, with used EV days-on-market much lower today, reflecting a faster selling rate compared to a year ago,” stated iSeeCars analyst Karl Brauer.

• Tesla launches ‘actually smart summon’ or ‘ass’ (Electrek, September 3, 2024)

  Tesla has introduced the long-awaited Actually Smart Summon (ASS) feature, alongside a simpler Dumb Summon option, in its latest software update. Actually Smart Summon enables Tesla owners to call their vehicle from a parking spot to a chosen nearby location via the Tesla App. The release notes humorously describe ASS as a magical tech experience, allowing your car to autonomously navigate to your position or destination.

  Dumb Summon offers basic functionality, allowing the car to move forward or backward with app-based controls. To use these features, owners simply access the Summon tab in the Tesla app, gaining live camera feeds to oversee the vehicle’s movements. While employing these features, vigilant supervision is advised, particularly in parking scenarios. Currently, ASS is available for cars equipped with Hardware 4, with future availability for Hardware 3 suggested imminently.

• Woman using hands-free driving feature hits car, killing 2 in Pennsylvania, cops say (Miami Herald, September 3, 2024)

  A Pennsylvania woman, Dimple Patel, turned herself in on Tuesday this week after hitting and killing two men while driving her Ford Mustang Mach-E in the vehicle’s hands-free driving mode back in March of this year. At around 3 AM on March 3 in Philadelphia, two drivers were pulled over on Interstate 95 when Patel’s yellow Mach-E slammed into a vehicle from behind, killing both men. The Mach-E is reported to have been traveling at around 70 miles per hour with  BlueCruise hands-free driving feature enabled, as well as Adaptive Cruise Control when the crash occurred. Ford has commented on the incident, stating, “There is no priority higher than safety at Ford, and we have been collaborating fully with all relevant organizations on the investigations into these incidents.”

  The marketing materials for Ford’s BlueCruise state that drivers should continue to keep their eyes on the road when BlueCruise is enabled. Pennsylvania State Police urge drivers to “be aware and ready to regain control if the situation warrants your immediate reaction.”

• Researchers probe safety of AI in driverless cars, find vulnerabilities (Tech Xplore, September 2, 2024)

  Artificial intelligence (AI) is a critical component in self-driving vehicles, facilitating decision-making, sensing, and predictive modeling. However, its vulnerability to attacks is a concern being explored by researchers at the University at Buffalo. Their studies indicate that malicious actors could potentially manipulate these AI systems, causing them to fail. For instance, 3D-printed objects might camouflage a vehicle from AI radar systems, rendering it undetectable.

  Although current autonomous vehicles remain safe, this research could impact the automotive and tech industries, and influence regulatory policies. Tests conducted at UB have shown that the most commonly used radar systems for object detection, though reliable, can be compromised using strategically placed “tile masks.” These discoveries underline potential attack motives such as insurance fraud or competition, and highlight the gap in security measures, which researchers aim to address by developing robust defenses.